Fuel

Best Fuel Credit Cards & Surcharge Waivers

The one card built around fuel rewards, plus every fuel surcharge waiver in our lineup, side by side.

The fuel-rewards specialist

Every other card here just waives the 1% surcharge fuel pumps add for card payments. This is the one card in our lineup actually built around earning extra for fuel spend.

IndianOil Axis Bank Credit CardAxis Bank₹500 + GST
  • 4% value back at IndianOil fuel outlets (20 EDGE Reward Points per ₹100), on ₹400–₹4,000 transactions, capped at ₹5,000 eligible spend/month
  • 1% fuel surcharge waiver separately, capped at just ₹50 per statement cycle
  • 1% value back on online shopping (5 EDGE points per ₹100), capped at ₹5,000 eligible spend/month
Full details →

Fuel surcharge waivers, side by side

19 more cards in our lineup include a fuel surcharge waiver — the caps and transaction limits vary a lot, so here's the exact term for each.

Flipkart AxisAxis Bank₹500 + GST
  • 1% fuel surcharge waiver at all fuel stations
Full details →
Airtel Axis Bank Credit CardAxis Bank₹500 + GST
  • 1% fuel surcharge waiver, up to ₹500 per statement, on transactions between ₹400–₹4,000
Full details →
  • 1% fuel surcharge waiver, on ₹400–₹4,000 transactions, capped at ₹400/month
Full details →
SimplyClickSBI Card₹499 + GST
  • 1% fuel surcharge waiver on ₹500–₹3,000 transactions, capped at ₹100/cycle
Full details →
Simply SaveSBI Card₹499 + GST
  • 1% fuel surcharge waiver on ₹500–₹3,000 transactions, capped at ₹100/cycle
Full details →
SBI Card PRIMESBI Card₹2,999 + GST
  • 1% fuel surcharge waiver on ₹500–₹4,000 transactions, capped at ₹250/cycle
Full details →
SBI Card ELITESBI Card₹4,999 + GST
  • 1% fuel surcharge waiver on ₹500–₹4,000 transactions, capped at ₹250/cycle
Full details →
HDFC Bank Pixel GoHDFC Bank₹250 + GST
  • 1% fuel surcharge waiver, capped at ₹250/billing cycle, on ₹400–₹5,000 transactions
Full details →
LegendIndusInd₹5,000 one-time
  • 1% fuel surcharge waiver
Full details →
AU Altura+AU Small Finance Bank₹499 + GST
  • 1% fuel surcharge waiver (up to ₹150 per statement cycle, dropping to ₹100 from 1 Oct 2026) on transactions between ₹400–₹5,000
Full details →
AU VettaAU Small Finance Bank₹2,999 + GST
  • 1% fuel surcharge waiver, capped at ₹250/month (dropping to ₹100/month from 1 Oct 2026)
Full details →
FIRST MillenniaIDFC First₹0
  • 25% off movie tickets (up to ₹100 on the District by Zomato app, once a month, gated on prior-month spend) and a 1% fuel surcharge waiver
Full details →
SelectIDFC First₹0
  • 1% fuel surcharge waiver
Full details →
BOBCARD Uni GoldXBank of Baroda₹0
  • 1% fuel surcharge waiver, up to ₹500, on fuel transactions up to ₹7,500
Full details →
YES Bank POP-ClubYES Bank₹0
  • 1% fuel surcharge waiver, capped at ₹100 per statement cycle, on ₹1,000–₹3,500 transactions (reduced from a ₹300 cap on ₹400–₹5,000 transactions before 1 June 2026)
Full details →
YES Bank ACEYES Bank₹499
  • Fuel surcharge waiver at fuel stations across India
Full details →
Jupiter Edge+CSB Bank₹0
  • Convert UPI and credit card spends to EMI, starting at 1.33%/month; 1% fuel surcharge waiver
Full details →
RBL ShopriteRBL Bank₹500 + GST
  • 1% fuel surcharge waiver on ₹500–₹4,000 transactions, capped at ₹100/month
Full details →
Kiwi PNBPunjab National Bank₹0
  • 1% fuel surcharge waiver
Full details →

Card names, fees and figures shown are illustrative; verify current terms with each issuer before applying.