Annual / renewal feeCurrently ₹0 under a limited-time "Lifetime Free" offer; ₹399 + GST standard renewal fee otherwise
Fee waiverCrossing ₹1.5L annual spend in a card-anniversary year waives the ₹399 fee (non-promotional cards) and earns 1,500 bonus POPcoins either way
Why this card
10 POPcoins per ₹100 spent online, 2 POPcoins per ₹100 on all other spends (₹100 minimum transaction to earn)
POPcoins redeem at up to ₹1 each, credited after your monthly statement generates, and expire 365 days after being credited
No POPcoins on fuel, rent, wallet loads, utility, insurance, government, education or EMI-converted spends
1% fuel surcharge waiver, capped at ₹100 per statement cycle, on ₹1,000–₹3,500 transactions (reduced from a ₹300 cap on ₹400–₹5,000 transactions before 1 June 2026)
Partner-brand rewards at Blinkit, Rapido, PharmEasy, Zomato, cult.fit and Cleartrip via the POP app
Card names, fees and figures shown are illustrative; verify current terms with YES Bank directly before applying.