SBI Card
SBI Card ELITE
PremiumVerified 9 Sep 2026
Fees & charges
Joining fee₹4,999 + GST
Annual / renewal fee₹4,999 + GST from year 2
Fee waiverWaived above ₹10L annual spend
Why this card
- ₹5,000 welcome e-Gift voucher (Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop)
- Free movie tickets worth ₹6,000 a year via BookMyShow (primary card only)
- 6 international + 8 domestic (2 per quarter) lounge visits a year via a complimentary Priority Pass membership
- 1.99% forex markup — the lowest among SBI’s own cards (others charge 3.5%)
- 5 Reward Points per ₹100 on dining, department stores and grocery; 2 points per ₹100 elsewhere (fuel excluded)
- Milestone bonus points: 10,000 each at ₹3L/₹4L spend, 15,000 each at ₹5L/₹8L — up to 50,000 points (~₹12,500) a year
- 4 complimentary golf rounds a year, plus up to 50% off further games
- Complimentary 1-year Club ITC Silver membership; 25% off a second night at ITC Hotels
- 1% fuel surcharge waiver on ₹500–₹4,000 transactions, capped at ₹250/cycle
Card servicing
- Worldwide Acceptance
- Guaranteed Peace of Mind
- Credit Facility
- Add-on Cards
- Cash on the Go
- Easy Bill Payment Facility
- Balance Transfer on EMI
- Flexipay
- Convert to EMI
- SBI Card Alerts
- Insurance
More from SBI Card
- 10X Reward Points across 11 partner merchants (Apollo 24x7, BookMyShow, Cleartrip, Domino’s, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ)
- 5X Reward Points on other online spends, capped at 10,000 points/month (then 1 point per ₹100)
- ₹500 Amazon.in e-voucher on payment of the annual fee
- 10 Reward Points per ₹150 on dining, groceries, movies and department stores (1 point per ₹150 elsewhere)
- 2,000 bonus Reward Points (~₹500) on spending ₹2,000 within the first 60 days
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions, capped at ₹100/cycle
- ₹3,000 welcome e-Gift voucher (Yatra, Bata-Hush Puppies, Pantaloons, Aditya Birla Fashion or Shoppers Stop)
- 4 international + 8 domestic airport lounge visits a year (2 per quarter each), via a complimentary Priority Pass membership
- 10 Reward Points per ₹100 on dining, department stores, movies and grocery, capped at 7,500 points/month combined
Card names, fees and figures shown are illustrative; verify current terms with SBI Card directly before applying.