Simply Save — SBI Card Rewards credit card

SBI Card

Simply Save

Rewards
Annual fee₹499 + GST

Verified 9 Sep 2026

Fees & charges

Joining fee₹499 + GST
Annual / renewal fee₹499 + GST
Fee waiverRenewal fee waived if last year’s annual spend was ≥ ₹1L

Why this card

  • 10 Reward Points per ₹150 on dining, groceries, movies and department stores (1 point per ₹150 elsewhere)
  • 2,000 bonus Reward Points (~₹500) on spending ₹2,000 within the first 60 days
  • 1% fuel surcharge waiver on ₹500–₹3,000 transactions, capped at ₹100/cycle

Card servicing

  • Worldwide Acceptance
  • Guaranteed Peace of Mind
  • Credit Facility
  • Enhanced Power to your Family (add-on cards)
  • Cash on the Go
  • Easy Bill Payment Facility
  • Balance Transfer
  • Flexipay
  • Simple EMI
  • SBI Card Alerts
  • Insurance

More from SBI Card

SimplyClick — SBI Card Cashback credit card

SimplyClick

Cashback
  • 10X Reward Points across 11 partner merchants (Apollo 24x7, BookMyShow, Cleartrip, Domino’s, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ)
  • 5X Reward Points on other online spends, capped at 10,000 points/month (then 1 point per ₹100)
  • ₹500 Amazon.in e-voucher on payment of the annual fee
SBI Card PRIME — SBI Card Rewards credit card

SBI Card PRIME

Rewards
  • ₹3,000 welcome e-Gift voucher (Yatra, Bata-Hush Puppies, Pantaloons, Aditya Birla Fashion or Shoppers Stop)
  • 4 international + 8 domestic airport lounge visits a year (2 per quarter each), via a complimentary Priority Pass membership
  • 10 Reward Points per ₹100 on dining, department stores, movies and grocery, capped at 7,500 points/month combined
SBI Card ELITE — SBI Card Premium credit card

SBI Card ELITE

Premium
  • ₹5,000 welcome e-Gift voucher (Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop)
  • Free movie tickets worth ₹6,000 a year via BookMyShow (primary card only)
  • 6 international + 8 domestic (2 per quarter) lounge visits a year via a complimentary Priority Pass membership

Card names, fees and figures shown are illustrative; verify current terms with SBI Card directly before applying.