AU Small Finance Bank
AU Altura+
CashbackAnnual fee₹499 + GST
Verified 8 Sep 2026
Fees & charges
Joining fee₹499 + GST
Annual / renewal fee₹499 + GST
Fee waiverYear 1 waived on ₹20,000 spend within 90 days; year 2+ waived on ₹80,000 spend in the prior card year
Why this card
- 1.5% cashback on offline/retail spends, 2X Reward Points on online spends
- 8 complimentary railway lounge visits a year
- 1% fuel surcharge waiver (up to ₹150) on transactions between ₹400–₹5,000
More from AU Small Finance Bank
AU Vetta
Premium
- Up to 4 Reward Points per ₹100 spent
- 1 domestic + 1 international lounge visit every quarter via Priority Pass
- 1,000 bonus points on a birthday retail transaction
Card names, fees and figures shown are illustrative; verify current terms with AU Small Finance Bank directly before applying.