Every card with a current lounge benefit, split by airport and railway access.
Lounge access almost always comes with a spend condition attached, and how often you can use it varies a lot — some are quarterly, some annual, some gated on the exact month you're travelling. IndusInd's Legend card advertised lounge access historically, but the issuer discontinued it in March 2025, so it's left out here even though older marketing pages still list it.
2 domestic lounge vouchers each quarter (up to 8/year) on ₹50,000+ quarterly spend, plus 4 international lounge visits a year (1/quarter) via Priority Pass
At least 1 lounge visit per quarter with combined domestic and international access, via a Priority Pass membership (gated on quarterly spend; exact visit count worth reconfirming with AU support)
8 complimentary lounge visits a year (4 domestic + 4 international) on ₹20,000 spend in a calendar month, usable the following month, plus 4 railway lounge visits a year on the same spend gate
Optional paid "Kiwi Neon" membership (₹999 + GST/year) raises this to 5% cashback on spends over ₹1.5L and 2% on UPI Scan & Pay, plus complimentary airport lounge access
Available only via the paid "Kiwi Neon" upgrade, not the base card.
8 complimentary lounge visits a year (4 domestic + 4 international) on ₹20,000 spend in a calendar month, usable the following month, plus 4 railway lounge visits a year on the same spend gate