Fees & charges
Joining fee₹499 + GST
Annual / renewal fee₹499 + GST
Fee waiverWaived above ₹1L annual spend
Why this card
- 2% NeuCoins on Tata Neu and partner Tata Brand spends; 1% on other, non-Tata/EMI spends
- A complimentary domestic lounge voucher each quarter (up to 4/year) on ₹50,000+ spend that quarter
- Extra 5% NeuCoins on select Tata Neu App categories with a NeuPass membership
More from HDFC Bank
HDFC Bank Pixel Go
Cashback
- 5% cashback on SmartBuy transactions
- 1% unlimited cashback on all other spends, plus 1% on UPI spends (RuPay variant)
- FD-backed variant available with no income proof, managed entirely via the PayZapp app
HDFC Bank Pixel Play
Cashback
- 5% cashback on 2 spend packs of your choice (e.g. BookMyShow + Zomato, MakeMyTrip + Uber, Blinkit + Reliance Smart Bazaar)
- 3% cashback on Amazon, Flipkart or PayZapp
- "Build Your Own Card" — pick your own billing date, merchant partners and card colour
Marriott Bonvoy
Travel
- Marriott Bonvoy Silver Elite status on joining
- 1 Free Night Award (up to 15,000 points) as a one-time welcome benefit, within 90 days of your first spend
- Up to 3 more Free Night Awards a year, at ₹6L / ₹9L / ₹15L annual spend milestones
Card names, fees and figures shown are illustrative; verify current terms with HDFC Bank directly before applying.