UPI

Best Credit Cards for UPI Payments

RuPay cards you can link to any UPI app — and which ones actually pay extra for scan-and-pay.

Any RuPay credit card can be linked to a UPI app for scan-and-pay, but only some issuers pay extra rewards specifically for using that link. These 5 cards in our lineup have a stated UPI reward rate.

HDFC Bank Pixel GoHDFC Bank₹250 + GST
  • 1% cashback on all other spends, plus 1% on UPI spends (RuPay variant, capped at 500 CashPoints/month)
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  • 1% cashback on UPI spends (RuPay variant)
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Tata Neu PlusHDFC Bank₹499 + GST
  • Up to 1% back on UPI via Tata Neu — 0.25% base (credited by HDFC) + 0.75% extra via your Tata Neu UPI ID, capped at 500 NeuCoins/month combined
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Tata Neu InfinityHDFC Bank₹1,499 + GST
  • Up to 1.5% on UPI via Tata Neu — 0.5% base (credited by HDFC) + 1% extra via your Tata Neu UPI ID (credited to the Tata Neu account, capped at 500 NeuCoins/month)
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  • Two linked cards sharing one credit limit and monthly statement — a VISA card for general spends and a complimentary RuPay card for UPI
  • 5% Scapia Coins on RuPay UPI (and other RuPay) spends of ₹500 or more
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Card names, fees and figures shown are illustrative; verify current terms with each issuer before applying.