Category
Best Rewards Credit Cards in India
Points-based rewards across dining, shopping, travel and more.
5 rewards cards in our lineup, compared side by side.
Simply Save
Rewards
- 10 Reward Points per ₹150 on dining, groceries, movies and department stores (1 point per ₹150 elsewhere)
- 2,000 bonus Reward Points (~₹500) on spending ₹2,000 within the first 60 days
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions, capped at ₹100/cycle
SBI Card PRIME
Rewards
- ₹3,000 welcome e-Gift voucher (Yatra, Bata-Hush Puppies, Pantaloons, Aditya Birla Fashion or Shoppers Stop)
- 4 international + 8 domestic airport lounge visits a year (2 per quarter each), via a complimentary Priority Pass membership
- 10 Reward Points per ₹100 on dining, department stores, movies and grocery, capped at 7,500 points/month combined
Tata Neu Infinity
Rewards
- 5% NeuCoins on non-EMI Tata Neu and partner Tata Brand spends; 1.5% on EMI (even on Tata brands) and all other spends
- Up to 1.5% on UPI via Tata Neu — 0.5% base (credited by HDFC) + 1% extra via your Tata Neu UPI ID (credited to the Tata Neu account, capped at 500 NeuCoins/month)
- 1,499 NeuCoins welcome benefit on your first transaction within 30 days (not applicable on lifetime-free/first-year-free cards)
YES Bank
YES Bank Wellness
Rewards
- Complimentary annual health check-up, plus a ₹300 Amazon voucher for completing it within your first 90 days
- Accelerated Reward Points on chemist and pharmaceutical spends, both online and offline
- 24x7 doctor consultations on call
YES Bank
YES Bank ACE
Rewards
- 8 Reward Points per ₹200 on online shopping
- 4 Reward Points per ₹200 on offline shopping
- Fuel surcharge waiver at fuel stations across India
Card names, fees and figures shown are illustrative; verify current terms with each issuer before applying.