Category
Best Premium Credit Cards in India
Higher-fee cards with richer travel, lounge and lifestyle benefits.
3 premium cards in our lineup, compared side by side.
SBI Card ELITE
Premium
- ₹5,000 welcome e-Gift voucher (Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop)
- Free movie tickets worth ₹6,000 a year via BookMyShow (primary card only)
- 6 international + 8 domestic (2 per quarter) lounge visits a year via a complimentary Priority Pass membership
Legend
Premium
- 1 Reward Point per ₹100 on weekdays, 2 points per ₹100 on weekends
- 3,000 bonus points on ₹5 lakh+ annual spend
- 1.8% discounted foreign currency mark-up on international spends
AU Vetta
Premium
- Up to 4 Reward Points per ₹100 spent
- At least 1 lounge visit per quarter with combined domestic and international access, via a Priority Pass membership (gated on quarterly spend; exact visit count worth reconfirming with AU support)
- 1,000 bonus points on a birthday retail transaction (fuel excluded)
Card names, fees and figures shown are illustrative; verify current terms with each issuer before applying.