Category
Best Cashback Credit Cards in India
Straight cashback or cashback-equivalent rewards on everyday spends.
7 cashback cards in our lineup, compared side by side.
Flipkart Axis
Cashback
- 7.5% cashback on Myntra, capped at ₹4,000 per statement quarter
- 5% on Flipkart & Cleartrip
- 4% on other preferred-merchant spends, 1% on everything else
Airtel Axis Bank Credit Card
Cashback
- 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bills via the Airtel Thanks App, capped at 2x your base cashback per statement month
- 10% cashback on gas and electricity bills via the Airtel Thanks App, capped at your base cashback per statement month
- 10% value back on Zomato, Blinkit and District Movies, capped at ₹200/partner/month (₹499 minimum transaction on Zomato/Blinkit)
SimplyClick
Cashback
- 10X Reward Points across 11 partner merchants (Apollo 24x7, BookMyShow, Cleartrip, Domino’s, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ)
- 5X Reward Points on other online spends, capped at 10,000 points/month (then 1 point per ₹100)
- ₹500 Amazon.in e-voucher on payment of the annual fee
HDFC Bank Pixel Go
Cashback
- 5% cashback on SmartBuy transactions
- 1% cashback on all other spends, plus 1% on UPI spends (RuPay variant, capped at 500 CashPoints/month)
- No CashPoints on fuel, EMI, rent, wallet-load or government transactions
Tata Neu Plus
Cashback
- 2% NeuCoins on non-EMI Tata Neu and partner Tata Brand spends; 1% on EMI (even on Tata brands) and all other spends
- Up to 1% back on UPI via Tata Neu — 0.25% base (credited by HDFC) + 0.75% extra via your Tata Neu UPI ID, capped at 500 NeuCoins/month combined
- 499 NeuCoins welcome benefit on your first transaction within 30 days (not applicable on lifetime-free/first-year-free cards)
HDFC Bank Millennia
Cashback
- 5% cashback on Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit
- 1% cashback on all other spends
- ₹1,000 gift voucher or 1 domestic lounge visit on ₹1,00,000+ spend in a calendar quarter — pick one; up to 4 lounge visits a year if every quarter qualifies
RBL Shoprite
Cashback
- 20 Reward Points per ₹100 on grocery shopping — 5% value back, since each point is worth up to ₹0.25 — capped at 1,000 points/month
- 1 Reward Point per ₹100 on other eligible purchases (fuel, utilities, insurance, railways, rent, government services and education don’t earn points)
- 2,000 welcome bonus points on your first swipe within 30 days, provided the annual fee is paid by its due date
Card names, fees and figures shown are illustrative; verify current terms with each issuer before applying.