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YES BankYES Bank
YES Bank ACE
RewardsVerified 9 Sep 2026
Fees & charges
Joining fee₹499
Annual / renewal fee₹499
Fee waiverJoining fee waived on ₹5,000 spend within the first 30 days
Why this card
- 8 Reward Points per ₹200 on online shopping
- 4 Reward Points per ₹200 on offline shopping
- Fuel surcharge waiver at fuel stations across India
- Buy-one-get-one on coffee at mall outlets
Card servicing
- Instant EMI (from ₹1,500)
- Post-Purchase EMI
- Quick Loan against credit limit
- YES PayNow
- E-mandate for recurring payments
More from YES Bank
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YES BankYES Bank POP-Club
Lifetime free
- 10 POPcoins per ₹100 spent online, 2 POPcoins per ₹100 on all other spends (₹100 minimum transaction to earn)
- POPcoins redeem at up to ₹1 each, credited after your monthly statement generates, and expire 365 days after being credited
- No POPcoins on fuel, rent, wallet loads, utility, insurance, government, education or EMI-converted spends
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YES Bank- Complimentary annual health check-up, plus a ₹300 Amazon voucher for completing it within your first 90 days
- Accelerated Reward Points on chemist and pharmaceutical spends, both online and offline
- 24x7 doctor consultations on call
Card names, fees and figures shown are illustrative; verify current terms with YES Bank directly before applying.