Axis Bank
Axis Bank Neo Credit Card
Lifetime freeVerified 9 Sep 2026
Fees & charges
Joining fee₹0 for select application channels (currently); ₹250 otherwise
Annual / renewal fee₹0 in year 1 regardless of channel; from year 2, ₹0 for select channels (currently) or ₹250 otherwise
Why this card
- 100% cashback up to ₹300 as a welcome benefit, on your first utility bill payment within 30 days of card issuance
- Flat ₹120 off on Zomato using code AXISNEO, on ₹499+ orders, twice a month
- 10% off on Blinkit, up to ₹250 off, on ₹750+ orders, once a month
- 5% off on mobile recharge, broadband and DTH bill payments via Paytm
- Flat 7% off (up to ₹2,000) on Cleartrip flight bookings and flat 18% off (up to ₹4,000) on Cleartrip hotel bookings, once each a month
- EDGE Reward Points on other spends, redeemable across 500+ rewards and offers
- Zero Lost Card Liability once reported stolen or misplaced
Card servicing
- Credit limit increase
- Instant loan on credit card
- Credit card against fixed deposit
- Grab Deals (merchant offers)
- Convert purchases into EMIs
- Credit Card Control Center (spend limits, channel controls)
More from Axis Bank
- 7.5% cashback on Myntra, capped at ₹4,000 per statement quarter
- 5% on Flipkart & Cleartrip
- 4% on other preferred-merchant spends, 1% on everything else
Airtel Axis Bank Credit Card
Cashback
- 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bills via the Airtel Thanks App, capped at 2x your base cashback per statement month
- 10% cashback on gas and electricity bills via the Airtel Thanks App, capped at your base cashback per statement month
- 10% value back on Zomato, Blinkit and District Movies, capped at ₹200/partner/month (₹499 minimum transaction on Zomato/Blinkit)
IndianOil Axis Bank Credit Card
Fuel
- 4% value back at IndianOil fuel outlets (20 EDGE Reward Points per ₹100), on ₹400–₹4,000 transactions, capped at ₹5,000 eligible spend/month
- 1% fuel surcharge waiver separately, capped at just ₹50 per statement cycle
- 1% value back on online shopping (5 EDGE points per ₹100), capped at ₹5,000 eligible spend/month
Card names, fees and figures shown are illustrative; verify current terms with Axis Bank directly before applying.